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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,215 | $108,226+22.2% | $77,513+70.6% | $158,950-16.8% |
| Participation rate | 50.0% | 64.4%-14.4pp | 54.2%-4.2pp | 82.0%-32.0pp |
| Annual return | 17.90% | 31.67%-13.8pp | 54.81%-36.9pp | 302.91%-285.0pp |
| Employer contribution / active EE | $980 | $1,325-26.1% | $987-0.7% | $4,762-79.4% |
| Participant deferral / active EE | $5,138 | $2,456+109.2% | $1,861+176.1% | $5,983-14.1% |
| Admin fee / account holder | $24 | $3,710-99.4% | $2,859-99.2% | $11,248-99.8% |