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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,747 | $148,623+49.9% | $135,974+63.8% | $139,466+59.7% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 22.39% | 79.30%-56.9pp | 68.30%-45.9pp | 373.66%-351.3pp |
| Employer contribution / active EE | $6,871 | $5,246+31.0% | $4,859+41.4% | $4,754+44.5% |
| Participant deferral / active EE | $16,490 | $8,103+103.5% | $7,760+112.5% | $6,712+145.7% |
| Admin fee / account holder | $1,241 | $12,406-90.0% | $10,767-88.5% | $11,409-89.1% |