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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,878 | $190,879-48.2% | $160,009-38.2% | $134,532-26.5% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -15.86% | 552.63%-568.5pp | 408.85%-424.7pp | 418.27%-434.1pp |
| Employer contribution / active EE | $1,454 | $4,995-70.9% | $4,225-65.6% | $4,741-69.3% |
| Participant deferral / active EE | $15,491 | $6,924+123.7% | $6,183+150.5% | $6,401+142.0% |
| Admin fee / account holder | $990 | $10,495-90.6% | $8,715-88.6% | $11,429-91.3% |