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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,514 | $226,090-92.3% | $182,531-90.4% | $152,885-88.5% |
| Participation rate | 75.0% | 82.5%-7.5pp | 78.0%-3.0pp | 82.5%-7.5pp |
| Annual return | 0.00% | 192.57%-192.6pp | 148.57%-148.6pp | 345.39%-345.4pp |
| Employer contribution / active EE | $838 | $4,978-83.2% | $4,075-79.4% | $4,763-82.4% |
| Participant deferral / active EE | $11,918 | $6,369+87.1% | $5,525+115.7% | $5,851+103.7% |
| Admin fee / account holder | $761 | $10,705-92.9% | $8,593-91.1% | $11,598-93.4% |