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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,514 | $226,135-92.3% | $182,558-90.4% | $152,909-88.5% |
| Participation rate | 75.0% | 82.5%-7.5pp | 78.0%-3.0pp | 82.5%-7.5pp |
| Annual return | 0.00% | 192.60%-192.6pp | 148.59%-148.6pp | 345.46%-345.5pp |
| Employer contribution / active EE | $838 | $4,979-83.2% | $4,076-79.4% | $4,764-82.4% |
| Participant deferral / active EE | $11,918 | $6,371+87.1% | $5,526+115.7% | $5,851+103.7% |
| Admin fee / account holder | $761 | $10,707-92.9% | $8,594-91.1% | $11,601-93.4% |