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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,098 | $103,000-75.6% | $90,300-72.2% | $152,885-83.6% |
| Participation rate | 33.3% | 75.9%-42.5pp | 73.3%-39.9pp | 82.5%-49.1pp |
| Annual return | 16.24% | 95.19%-79.0pp | 78.11%-61.9pp | 345.39%-329.1pp |
| Employer contribution / active EE | $1,947 | $3,138-38.0% | $2,854-31.8% | $4,763-59.1% |
| Participant deferral / active EE | $9,433 | $4,281+120.4% | $3,884+142.8% | $5,851+61.2% |
| Admin fee / account holder | $181 | $6,173-97.1% | $5,353-96.6% | $11,598-98.4% |