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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,216 | $88,754+18.5% | $81,820+28.6% | $145,877-27.9% |
| Participation rate | 45.5% | 75.1%-29.6pp | 72.4%-26.9pp | 80.3%-34.8pp |
| Annual return | 14.84% | 1031.77%-1016.9pp | 777.93%-763.1pp | 551.28%-536.4pp |
| Employer contribution / active EE | $1,482 | $3,085-52.0% | $2,915-49.2% | $4,663-68.2% |
| Participant deferral / active EE | $2,956 | $4,648-36.4% | $4,323-31.6% | $6,691-55.8% |
| Admin fee / account holder | $223 | $8,424-97.4% | $7,391-97.0% | $13,402-98.3% |