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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,990 | $134,001-79.1% | $112,258-75.1% | $134,509-79.2% |
| Participation rate | 29.2% | 78.6%-49.4pp | 75.1%-45.9pp | 81.2%-52.1pp |
| Annual return | -19.67% | 47.15%-66.8pp | 27.47%-47.1pp | 418.13%-437.8pp |
| Employer contribution / active EE | $1,324 | $4,039-67.2% | $3,636-63.6% | $4,741-72.1% |
| Participant deferral / active EE | $3,302 | $5,291-37.6% | $4,728-30.2% | $6,400-48.4% |
| Admin fee / account holder | $8,159 | $7,491+8.9% | $6,411+27.3% | $11,427-28.6% |