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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,343 | $181,896-65.7% | $156,551-60.2% | $273,972-77.2% |
| Participation rate | 50.0% | 88.4%-38.4pp | 84.0%-34.0pp | 83.0%-33.0pp |
| Annual return | 9.21% | 30.74%-21.5pp | 32.23%-23.0pp | 41.46%-32.2pp |
| Employer contribution / active EE | $9,516 | $6,248+52.3% | $5,501+73.0% | $4,869+95.4% |
| Participant deferral / active EE | $6,624 | $5,550+19.4% | $4,871+36.0% | $5,287+25.3% |
| Admin fee / account holder | $247 | $15,560-98.4% | $13,028-98.1% | $10,133-97.6% |