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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,867 | $93,589-91.6% | $135,942-94.2% | $75,181-89.5% |
| Participation rate | 61.1% | 75.2%-14.1pp | 81.9%-20.8pp | 67.2%-6.1pp |
| Annual return | 0.00% | 30.90%-30.9pp | 68.28%-68.3pp | 160.69%-160.7pp |
| Employer contribution / active EE | $1,250 | $3,537-64.7% | $4,858-74.3% | $2,671-53.2% |
| Participant deferral / active EE | $2,752 | $6,405-57.0% | $7,759-64.5% | $4,126-33.3% |
| Admin fee / account holder | $150 | $6,977-97.8% | $10,764-98.6% | $5,650-97.3% |