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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,933 | $157,296-51.7% | $141,191-46.2% | $152,897-50.3% |
| Participation rate | 66.7% | 84.8%-18.2pp | 82.5%-15.8pp | 82.5%-15.8pp |
| Annual return | 15.57% | 64.34%-48.8pp | 71.41%-55.8pp | 345.43%-329.9pp |
| Employer contribution / active EE | $2,346 | $5,262-55.4% | $4,736-50.5% | $4,764-50.8% |
| Participant deferral / active EE | $5,632 | $7,111-20.8% | $6,710-16.1% | $5,851-3.8% |
| Admin fee / account holder | $2,945 | $12,125-75.7% | $10,264-71.3% | $11,599-74.6% |