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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,768 | $150,447-57.6% | $136,298-53.2% | $147,586-56.8% |
| Participation rate | 60.0% | 84.4%-24.4pp | 81.9%-21.9pp | 82.8%-22.8pp |
| Annual return | 13.42% | 1049.15%-1035.7pp | 5156.27%-5142.9pp | 578.59%-565.2pp |
| Employer contribution / active EE | $1,934 | $5,256-63.2% | $4,696-58.8% | $4,876-60.3% |
| Participant deferral / active EE | $5,145 | $6,631-22.4% | $6,247-17.6% | $5,439-5.4% |
| Admin fee / account holder | $3,020 | $10,906-72.3% | $9,244-67.3% | $10,886-72.3% |