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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,935 | $160,040-50.1% | $147,096-45.7% | $145,877-45.2% |
| Participation rate | 90.0% | 84.0%+6.0pp | 82.2%+7.8pp | 80.3%+9.7pp |
| Annual return | 14.00% | 98.49%-84.5pp | 419.75%-405.7pp | 551.28%-537.3pp |
| Employer contribution / active EE | $9,937 | $5,289+87.9% | $4,936+101.3% | $4,663+113.1% |
| Participant deferral / active EE | $5,036 | $8,429-40.3% | $8,071-37.6% | $6,691-24.7% |
| Admin fee / account holder | $1,739 | $15,050-88.4% | $13,005-86.6% | $13,402-87.0% |