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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,809 | $148,623-37.6% | $135,974-31.7% | $139,466-33.5% |
| Participation rate | 71.4% | 83.9%-12.4pp | 81.9%-10.5pp | 80.3%-8.9pp |
| Annual return | 20.74% | 79.30%-58.6pp | 68.30%-47.6pp | 373.66%-352.9pp |
| Employer contribution / active EE | $14,546 | $5,246+177.2% | $4,859+199.4% | $4,754+206.0% |
| Participant deferral / active EE | $6,891 | $8,103-15.0% | $7,760-11.2% | $6,712+2.7% |
| Admin fee / account holder | $1,087 | $12,406-91.2% | $10,767-89.9% | $11,409-90.5% |