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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,935 | $159,934-50.0% | $147,005-45.6% | $145,959-45.2% |
| Participation rate | 90.0% | 84.0%+6.0pp | 82.2%+7.8pp | 80.3%+9.7pp |
| Annual return | 14.00% | 98.24%-84.2pp | 418.76%-404.8pp | 561.95%-548.0pp |
| Employer contribution / active EE | $9,937 | $5,287+87.9% | $4,934+101.4% | $4,661+113.2% |
| Participant deferral / active EE | $5,036 | $8,427-40.2% | $8,070-37.6% | $6,689-24.7% |
| Admin fee / account holder | $1,739 | $15,053-88.4% | $13,006-86.6% | $13,398-87.0% |