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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,476 | $183,592-60.0% | $155,574-52.8% | $145,877-49.6% |
| Participation rate | 42.9% | 82.7%-39.8pp | 78.2%-35.4pp | 80.3%-37.4pp |
| Annual return | 12.61% | 61.37%-48.8pp | 64.87%-52.3pp | 551.28%-538.7pp |
| Employer contribution / active EE | $2,640 | $5,317-50.3% | $4,676-43.5% | $4,663-43.4% |
| Participant deferral / active EE | $6,606 | $6,466+2.2% | $5,629+17.4% | $6,691-1.3% |
| Admin fee / account holder | $1,024 | $19,316-94.7% | $15,914-93.6% | $13,402-92.4% |