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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,868 | $178,174-65.8% | $156,181-61.0% | $137,256-55.7% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 10.60% | 84.19%-73.6pp | 64.87%-54.3pp | 220.34%-209.7pp |
| Employer contribution / active EE | $1,940 | $4,972-61.0% | $4,294-54.8% | $4,156-53.3% |
| Participant deferral / active EE | $6,638 | $6,888-3.6% | $6,132+8.2% | $6,407+3.6% |
| Admin fee / account holder | $1,507 | $17,404-91.3% | $14,586-89.7% | $12,270-87.7% |