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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,767 | $202,463-60.6% | $169,397-52.9% | $139,487-42.8% |
| Participation rate | 50.0% | 81.1%-31.1pp | 77.2%-27.2pp | 80.3%-30.3pp |
| Annual return | 21.63% | 532.64%-511.0pp | 406.23%-384.6pp | 373.84%-352.2pp |
| Employer contribution / active EE | $2,237 | $4,694-52.4% | $4,013-44.3% | $4,755-53.0% |
| Participant deferral / active EE | $7,007 | $6,941+1.0% | $6,223+12.6% | $6,713+4.4% |
| Admin fee / account holder | $1,117 | $10,726-89.6% | $9,017-87.6% | $11,407-90.2% |