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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,788 | $190,916-70.8% | $160,037-65.1% | $134,545-58.5% |
| Participation rate | 63.6% | 82.0%-18.3pp | 78.0%-14.3pp | 81.2%-17.6pp |
| Annual return | -18.62% | 552.79%-571.4pp | 408.95%-427.6pp | 418.37%-437.0pp |
| Employer contribution / active EE | $2,205 | $4,996-55.9% | $4,226-47.8% | $4,742-53.5% |
| Participant deferral / active EE | $5,971 | $6,925-13.8% | $6,184-3.4% | $6,401-6.7% |
| Admin fee / account holder | $1,078 | $10,497-89.7% | $8,716-87.6% | $11,431-90.6% |