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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,629 | $182,442-45.9% | $163,379-39.6% | $138,895-29.0% |
| Participation rate | 61.1% | 79.8%-18.7pp | 76.8%-15.7pp | 79.9%-18.8pp |
| Annual return | 20.00% | 72.74%-52.7pp | 63.41%-43.4pp | 145.39%-125.4pp |
| Employer contribution / active EE | $2,585 | $4,159-37.8% | $3,752-31.1% | $4,194-38.4% |
| Participant deferral / active EE | $7,904 | $6,817+15.9% | $6,282+25.8% | $6,396+23.6% |
| Admin fee / account holder | $4,712 | $10,396-54.7% | $9,818-52.0% | $12,562-62.5% |