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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,545 | $106,267-32.7% | $96,520-25.9% | $139,456-48.7% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 13.44% | 38.45%-25.0pp | 35.72%-22.3pp | 373.45%-360.0pp |
| Employer contribution / active EE | $14,273 | $4,105+247.7% | $3,739+281.8% | $4,753+200.3% |
| Participant deferral / active EE | $4,988 | $5,454-8.5% | $4,879+2.2% | $6,711-25.7% |
| Admin fee / account holder | $1,695 | $7,882-78.5% | $6,733-74.8% | $11,407-85.1% |