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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,388 | $91,167-84.2% | $178,498-91.9% | $79,858-82.0% |
| Participation rate | 54.1% | 69.2%-15.2pp | 81.9%-27.9pp | 69.6%-15.6pp |
| Annual return | 20.06% | 24.19%-4.1pp | 151.09%-131.0pp | 31.72%-11.7pp |
| Employer contribution / active EE | $576 | $3,255-82.3% | $5,011-88.5% | $2,471-76.7% |
| Participant deferral / active EE | $684 | $3,236-78.8% | $5,202-86.8% | $3,740-81.7% |
| Admin fee / account holder | $18 | $6,747-99.7% | $13,985-99.9% | $5,306-99.7% |