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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,353 | $93,098-16.9% | $77,081+0.4% | $134,509-42.5% |
| Participation rate | 59.1% | 74.5%-15.4pp | 67.9%-8.8pp | 81.2%-22.1pp |
| Annual return | -18.29% | 62.63%-80.9pp | 42.33%-60.6pp | 418.13%-436.4pp |
| Employer contribution / active EE | $1,196 | $3,419-65.0% | $2,813-57.5% | $4,741-74.8% |
| Participant deferral / active EE | $2,124 | $5,239-59.5% | $4,428-52.0% | $6,400-66.8% |
| Admin fee / account holder | $11,413 | $6,945+64.3% | $5,427+110.3% | $11,427-0.1% |