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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,143 | $92,743-76.1% | $82,744-73.2% | $134,532-83.5% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | -20.03% | 946.63%-966.7pp | 702.22%-722.2pp | 418.27%-438.3pp |
| Employer contribution / active EE | $3,389 | $3,273+3.6% | $3,008+12.7% | $4,741-28.5% |
| Participant deferral / active EE | $2,133 | $4,802-55.6% | $4,395-51.5% | $6,401-66.7% |
| Admin fee / account holder | $5,916 | $5,977-1.0% | $5,325+11.1% | $11,429-48.2% |