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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,054 | $97,751-69.3% | $103,447-70.9% | $145,877-79.4% |
| Participation rate | 50.0% | 81.1%-31.1pp | 80.5%-30.5pp | 80.3%-30.3pp |
| Annual return | 13.52% | 25.43%-11.9pp | 23.92%-10.4pp | 551.28%-537.8pp |
| Employer contribution / active EE | $1,379 | $4,684-70.6% | $4,678-70.5% | $4,663-70.4% |
| Participant deferral / active EE | $5,848 | $6,603-11.4% | $6,624-11.7% | $6,691-12.6% |
| Admin fee / account holder | $729 | $12,515-94.2% | $9,415-92.3% | $13,402-94.6% |