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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,617 | $94,749-65.6% | $112,899-71.1% | $139,466-76.6% |
| Participation rate | 40.0% | 81.3%-41.3pp | 80.5%-40.5pp | 80.3%-40.3pp |
| Annual return | 0.00% | 40.92%-40.9pp | 34.11%-34.1pp | 373.66%-373.7pp |
| Employer contribution / active EE | $13,525 | $4,630+192.1% | $4,566+196.2% | $4,754+184.5% |
| Participant deferral / active EE | $12,687 | $6,517+94.7% | $6,516+94.7% | $6,712+89.0% |
| Admin fee / account holder | $14,274 | $8,530+67.3% | $7,047+102.5% | $11,409+25.1% |