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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,409 | $98,760-23.6% | $149,715-49.6% | $79,858-5.6% |
| Participation rate | 97.9% | 75.8%+22.1pp | 82.5%+15.4pp | 69.6%+28.2pp |
| Annual return | 18.69% | 27.43%-8.7pp | 276.66%-258.0pp | 31.72%-13.0pp |
| Employer contribution / active EE | $3,454 | $3,217+7.4% | $4,645-25.6% | $2,471+39.8% |
| Participant deferral / active EE | $9,141 | $5,681+60.9% | $6,842+33.6% | $3,740+144.4% |
| Admin fee / account holder | $4,257 | $6,053-29.7% | $9,310-54.3% | $5,306-19.8% |