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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,835 | $112,729-15.9% | $98,716-3.9% | $137,256-30.9% |
| Participation rate | 88.9% | 74.2%+14.7pp | 69.3%+19.6pp | 80.0%+8.9pp |
| Annual return | 16.75% | 38.48%-21.7pp | 31.81%-15.1pp | 220.34%-203.6pp |
| Employer contribution / active EE | $11,162 | $2,725+309.6% | $2,279+389.9% | $4,156+168.6% |
| Participant deferral / active EE | $21,609 | $4,640+365.7% | $4,048+433.9% | $6,407+237.3% |
| Admin fee / account holder | $12,082 | $10,129+19.3% | $8,703+38.8% | $12,270-1.5% |