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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $359,654 | $176,402+103.9% | $134,155+168.1% | $158,950+126.3% |
| Participation rate | 100.0% | 78.7%+21.3pp | 72.2%+27.8pp | 82.0%+18.0pp |
| Annual return | 21.87% | 63.66%-41.8pp | 36.34%-14.5pp | 302.91%-281.0pp |
| Employer contribution / active EE | $28,270 | $5,042+460.7% | $3,705+663.1% | $4,762+493.7% |
| Participant deferral / active EE | $19,500 | $4,093+376.5% | $3,500+457.2% | $5,983+225.9% |
| Admin fee / account holder | $2,524 | $8,719-71.1% | $6,685-62.2% | $11,248-77.6% |