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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,471 | $175,257-63.2% | $149,717-56.9% | $139,456-53.8% |
| Participation rate | 85.7% | 83.4%+2.3pp | 78.8%+6.9pp | 80.3%+5.4pp |
| Annual return | 26.33% | 166.70%-140.4pp | 134.41%-108.1pp | 373.45%-347.1pp |
| Employer contribution / active EE | $1,464 | $5,477-73.3% | $4,820-69.6% | $4,753-69.2% |
| Participant deferral / active EE | $7,545 | $6,521+15.7% | $5,682+32.8% | $6,711+12.4% |
| Admin fee / account holder | $1,544 | $16,156-90.4% | $13,213-88.3% | $11,407-86.5% |