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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,956 | $81,358+48.7% | $155,556-22.2% | $80,959+49.4% |
| Participation rate | 86.5% | 66.3%+20.2pp | 78.2%+8.3pp | 67.7%+18.8pp |
| Annual return | 25.87% | 33.39%-7.5pp | 64.84%-39.0pp | 35.67%-9.8pp |
| Employer contribution / active EE | $4,100 | $3,106+32.0% | $4,675-12.3% | $2,757+48.7% |
| Participant deferral / active EE | $3,462 | $3,455+0.2% | $5,631-38.5% | $4,300-19.5% |
| Admin fee / account holder | $1,389 | $7,994-82.6% | $15,885-91.3% | $6,925-79.9% |