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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,329 | $160,040-32.9% | $147,096-27.0% | $145,877-26.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.66% | 98.49%-83.8pp | 419.75%-405.1pp | 551.28%-536.6pp |
| Employer contribution / active EE | $7,240 | $5,289+36.9% | $4,936+46.7% | $4,663+55.3% |
| Participant deferral / active EE | $13,540 | $8,429+60.6% | $8,071+67.8% | $6,691+102.4% |
| Admin fee / account holder | $723 | $15,050-95.2% | $13,005-94.4% | $13,402-94.6% |