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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,715 | $165,361-88.7% | $149,715-87.5% | $158,950-88.2% |
| Participation rate | 94.1% | 84.6%+9.5pp | 82.5%+11.6pp | 82.0%+12.2pp |
| Annual return | 13.33% | 348.24%-334.9pp | 276.66%-263.3pp | 302.91%-289.6pp |
| Employer contribution / active EE | $3,060 | $5,103-40.0% | $4,645-34.1% | $4,762-35.7% |
| Participant deferral / active EE | $5,118 | $7,182-28.7% | $6,842-25.2% | $5,983-14.5% |
| Admin fee / account holder | $20,116 | $10,808+86.1% | $9,310+116.1% | $11,248+78.8% |