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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,715 | $165,381-88.7% | $149,730-87.5% | $158,966-88.2% |
| Participation rate | 94.1% | 84.6%+9.5pp | 82.5%+11.6pp | 82.0%+12.2pp |
| Annual return | 13.33% | 348.29%-335.0pp | 276.70%-263.4pp | 302.95%-289.6pp |
| Employer contribution / active EE | $3,060 | $5,104-40.1% | $4,645-34.1% | $4,762-35.8% |
| Participant deferral / active EE | $5,118 | $7,182-28.7% | $6,843-25.2% | $5,983-14.5% |
| Admin fee / account holder | $20,116 | $10,809+86.1% | $9,310+116.1% | $11,250+78.8% |