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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,304 | $70,435+4.1% | $96,575-24.1% | $85,856-14.6% |
| Participation rate | 71.0% | 61.8%+9.2pp | 69.8%+1.1pp | 69.3%+1.6pp |
| Annual return | 14.68% | 18.59%-3.9pp | 37.79%-23.1pp | 318.58%-303.9pp |
| Employer contribution / active EE | $4,464 | $1,413+215.9% | $2,357+89.4% | $2,565+74.0% |
| Participant deferral / active EE | $7,477 | $2,894+158.3% | $3,849+94.3% | $3,952+89.2% |
| Admin fee / account holder | $3,221 | $4,997-35.5% | $6,182-47.9% | $6,261-48.5% |