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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,887 | $201,344-78.2% | $184,243-76.2% | $145,877-69.9% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 27.95% | 29.01%-1.1pp | 28.82%-0.9pp | 551.28%-523.3pp |
| Employer contribution / active EE | $5,146 | $7,022-26.7% | $6,427-19.9% | $4,663+10.4% |
| Participant deferral / active EE | $6,104 | $9,807-37.8% | $9,132-33.2% | $6,691-8.8% |
| Admin fee / account holder | $1,069 | $16,382-93.5% | $13,914-92.3% | $13,402-92.0% |