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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,831 | $185,883-64.6% | $170,043-61.3% | $139,466-52.8% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 13.38% | 60.54%-47.2pp | 53.40%-40.0pp | 373.66%-360.3pp |
| Employer contribution / active EE | $12,081 | $7,596+59.0% | $6,790+77.9% | $4,754+154.1% |
| Participant deferral / active EE | $12,859 | $11,626+10.6% | $10,410+23.5% | $6,712+91.6% |
| Admin fee / account holder | $752 | $15,393-95.1% | $12,824-94.1% | $11,409-93.4% |