See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
CAPFINANCIAL PARTNERS LLC3 years Filed as: FORTEM FINANCIAL Service code 26 · EIN 82-3473446 44801 VILLAGE COURT · PALM DESERT, CA 92260 | Advisory (Participants) | $11,792 |
Filed as: WILSHIRE ASSOCIATES Service code 26 · EIN 95-2755361 1299 OCEAN AVENUE · SANTA MONICA, CA 90401 | Advisory (Participants) | $1,474 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $844 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,483 | $69,362-21.5% | $101,248-46.2% | $73,488-25.9% |
| Participation rate | 32.6% | 68.4%-35.8pp | 75.8%-43.2pp | 70.7%-38.1pp |
| Annual return | 17.21% | 18.46%-1.3pp | 46.47%-29.3pp | 28.51%-11.3pp |
| Employer contribution / active EE | $775 | $2,628-70.5% | $3,660-78.8% | $2,270-65.9% |
| Participant deferral / active EE | $1,458 | $3,300-55.8% | $4,370-66.6% | $3,740-61.0% |
| Admin fee / account holder | $520 | $704-26.0% | $5,945-91.2% | $513+1.4% |