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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $634,616 | $167,522+278.8% | $151,639+318.5% | $134,532+371.7% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -39.35% | 7.81%-47.2pp | 3.34%-42.7pp | 418.27%-457.6pp |
| Employer contribution / active EE | $34,070 | $6,828+399.0% | $6,165+452.6% | $4,741+618.6% |
| Participant deferral / active EE | $18,600 | $8,986+107.0% | $8,363+122.4% | $6,401+190.6% |
| Admin fee / account holder | $52,236 | $13,780+279.1% | $11,613+349.8% | $11,429+357.1% |