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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,703 | $183,988-40.4% | $162,177-32.4% | $152,897-28.3% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 34.64% | 150.79%-116.1pp | 115.60%-81.0pp | 345.43%-310.8pp |
| Employer contribution / active EE | $18,910 | $6,370+196.9% | $5,613+236.9% | $4,764+297.0% |
| Participant deferral / active EE | $13,422 | $8,032+67.1% | $7,297+83.9% | $5,851+129.4% |
| Admin fee / account holder | $2,307 | $13,123-82.4% | $10,843-78.7% | $11,599-80.1% |