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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,704 | $77,817-49.0% | $123,553-67.9% | $64,173-38.1% |
| Participation rate | 93.5% | 74.7%+18.8pp | 82.3%+11.3pp | 69.6%+24.0pp |
| Annual return | -3.82% | 12.49%-16.3pp | 119.21%-123.0pp | 7.63%-11.4pp |
| Employer contribution / active EE | $1,690 | $3,014-43.9% | $4,628-63.5% | $2,381-29.0% |
| Participant deferral / active EE | $3,879 | $5,240-26.0% | $6,426-39.6% | $3,470+11.8% |
| Admin fee / account holder | $970 | $5,519-82.4% | $9,284-89.6% | $4,887-80.2% |