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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,431 | $134,001-89.2% | $112,258-87.1% | $134,509-89.3% |
| Participation rate | 66.7% | 78.6%-11.9pp | 75.1%-8.4pp | 81.2%-14.6pp |
| Annual return | -5.67% | 47.15%-52.8pp | 27.47%-33.1pp | 418.13%-423.8pp |
| Employer contribution / active EE | $4,496 | $4,039+11.3% | $3,636+23.7% | $4,741-5.2% |
| Participant deferral / active EE | $3,113 | $5,291-41.2% | $4,728-34.2% | $6,400-51.4% |
| Admin fee / account holder | $501 | $7,491-93.3% | $6,411-92.2% | $11,427-95.6% |