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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,851 | $91,179-77.1% | $178,499-88.3% | $79,852-73.9% |
| Participation rate | 57.6% | 69.2%-11.6pp | 81.9%-24.4pp | 69.6%-12.1pp |
| Annual return | 19.36% | 24.19%-4.8pp | 151.10%-131.7pp | 31.72%-12.4pp |
| Employer contribution / active EE | $1,640 | $3,256-49.6% | $5,011-67.3% | $2,471-33.7% |
| Participant deferral / active EE | $3,265 | $3,236+0.9% | $5,202-37.2% | $3,740-12.7% |
| Admin fee / account holder | $295 | $6,749-95.6% | $13,986-97.9% | $5,306-94.4% |