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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,877 | $116,190-94.9% | $93,614-93.7% | $152,885-96.2% |
| Participation rate | 100.0% | 78.0%+22.0pp | 75.8%+24.2pp | 82.5%+17.5pp |
| Annual return | 59.99% | 35.96%+24.0pp | 32.76%+27.2pp | 345.39%-285.4pp |
| Employer contribution / active EE | $2,033 | $3,219-36.8% | $2,718-25.2% | $4,763-57.3% |
| Participant deferral / active EE | $3,373 | $4,604-26.7% | $4,069-17.1% | $5,851-42.4% |
| Admin fee / account holder | $1,305 | $10,749-87.9% | $7,889-83.5% | $11,598-88.8% |