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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,072 | $58,726-52.2% | $142,898-80.4% | $85,847-67.3% |
| Participation rate | 71.7% | 58.5%+13.3pp | 72.0%-0.2pp | 69.3%+2.4pp |
| Annual return | 18.75% | 27.73%-9.0pp | 5639.64%-5620.9pp | 318.61%-299.9pp |
| Employer contribution / active EE | $0 | $1,424-100.0% | $4,146-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $2,347 | $2,609-10.0% | $3,838-38.9% | $3,952-40.6% |
| Admin fee / account holder | $4,121 | $4,234-2.7% | $6,560-37.2% | $6,261-34.2% |