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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,293 | $91,911-44.2% | $68,793-25.4% | $135,382-62.1% |
| Participation rate | 50.0% | 76.7%-26.7pp | 72.2%-22.2pp | 82.6%-32.6pp |
| Annual return | -5.40% | -8.22%+2.8pp | -4.63%-0.8pp | 519.77%-525.2pp |
| Employer contribution / active EE | $490 | $3,924-87.5% | $2,625-81.3% | $4,779-89.7% |
| Participant deferral / active EE | $906 | $4,315-79.0% | $3,311-72.6% | $5,609-83.8% |
| Admin fee / account holder | $2,416 | $9,240-73.9% | $5,131-52.9% | $10,829-77.7% |