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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,594 | $88,672-82.4% | $105,223-85.2% | $82,448-81.1% |
| Participation rate | 73.5% | 67.9%+5.6pp | 75.0%-1.5pp | 68.1%+5.5pp |
| Annual return | 22.37% | 30.86%-8.5pp | 180.65%-158.3pp | 41.64%-19.3pp |
| Employer contribution / active EE | $2,012 | $3,048-34.0% | $3,689-45.4% | $2,551-21.1% |
| Participant deferral / active EE | $2,432 | $4,036-39.7% | $5,072-52.0% | $4,139-41.2% |
| Admin fee / account holder | $332 | $7,146-95.4% | $8,859-96.3% | $7,234-95.4% |