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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,937 | $72,272-87.6% | $101,264-91.2% | $79,858-88.8% |
| Participation rate | 90.3% | 68.5%+21.9pp | 75.8%+14.5pp | 69.6%+20.7pp |
| Annual return | 25.20% | 22.30%+2.9pp | 46.48%-21.3pp | 31.72%-6.5pp |
| Employer contribution / active EE | $3,563 | $2,692+32.4% | $3,660-2.7% | $2,471+44.2% |
| Participant deferral / active EE | $1,415 | $3,282-56.9% | $4,370-67.6% | $3,740-62.2% |
| Admin fee / account holder | $1,212 | $4,401-72.5% | $5,947-79.6% | $5,306-77.2% |