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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,661 | $84,236-43.4% | $170,435-72.0% | $70,126-32.0% |
| Participation rate | 55.6% | 70.8%-15.3pp | 83.6%-28.0pp | 69.5%-14.0pp |
| Annual return | 15.13% | 23.06%-7.9pp | 205.94%-190.8pp | 73.15%-58.0pp |
| Employer contribution / active EE | $1,170 | $3,387-65.5% | $5,432-78.5% | $2,343-50.0% |
| Participant deferral / active EE | $1,780 | $3,086-42.3% | $4,939-64.0% | $3,332-46.6% |
| Admin fee / account holder | $682 | $5,698-88.0% | $13,881-95.1% | $4,645-85.3% |