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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,768 | $95,383-77.2% | $185,837-88.3% | $85,856-74.6% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 69.82% | 23.59%+46.2pp | 122.08%-52.3pp | 318.58%-248.8pp |
| Employer contribution / active EE | $2,394 | $3,313-27.8% | $5,168-53.7% | $2,565-6.7% |
| Participant deferral / active EE | $6,182 | $3,423+80.6% | $5,568+11.0% | $3,952+56.4% |
| Admin fee / account holder | $412 | $7,213-94.3% | $16,241-97.5% | $6,261-93.4% |