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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,279 | $165,351-87.1% | $149,710-85.8% | $158,931-86.6% |
| Participation rate | 90.0% | 84.6%+5.4pp | 82.5%+7.5pp | 82.0%+8.0pp |
| Annual return | 21.56% | 348.19%-326.6pp | 276.63%-255.1pp | 302.86%-281.3pp |
| Employer contribution / active EE | $3,045 | $5,103-40.3% | $4,645-34.4% | $4,761-36.1% |
| Participant deferral / active EE | $4,723 | $7,181-34.2% | $6,842-31.0% | $5,982-21.0% |
| Admin fee / account holder | $4,406 | $10,807-59.2% | $9,309-52.7% | $11,247-60.8% |