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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,901 | $95,193-62.3% | $76,523-53.1% | $135,382-73.5% |
| Participation rate | 66.7% | 74.4%-7.7pp | 68.0%-1.3pp | 82.6%-16.0pp |
| Annual return | -7.13% | 4.85%-12.0pp | -0.27%-6.9pp | 519.77%-526.9pp |
| Employer contribution / active EE | $1,609 | $3,302-51.3% | $2,647-39.2% | $4,779-66.3% |
| Participant deferral / active EE | $7,081 | $4,639+52.6% | $3,835+84.6% | $5,609+26.3% |
| Admin fee / account holder | $391 | $6,249-93.7% | $4,848-91.9% | $10,829-96.4% |